Washington University in St. Louis is pleased to offer an Injury and Sickness Insurance Plan underwritten by United Healthcare Insurance Company. This plan will go into effect 8/1 and end 7/31.
All enrolled domestic degree-seeking undergraduate students in the day program and full-time graduate students on the Danforth Campus are automatically enrolled in the basic student health insurance plan unless proof of comparable coverage is provided.
All international students are required to participate in the basic plan on a mandatory basis unless there is proof of U.S. insurance through a U.S. employer via an employee parent or spouse/partner.
If you are needing access to your student health insurance information prior to 9/5, or you are needing to add dental/vision, or enroll dependents, you will need to opt in to the student health insurance here after the open enrollment date of 8/1.
The expected premium for 2023-2024 plan is $2,500. We are awaiting approval from the Missouri Board which will occur sometime this summer. Once approved, we will update this website with the official rate and official 2023-2024 plan details. As it will remain very similar to the current plan, please review the information below for coverage details.
If you have any questions regarding student insurance, please email studentinsurance@wustl.edu.
Detailed information and brochures about the student health insurance plan can be found on the United Healthcare website.
Enroll in the student health plan
United Healthcare MyAccount flyer (PDF)
Please read the certificate of coverage to determine whether this plan is right for you before you enroll. The certificate of coverage provides details of the coverage including costs, benefits, exclusions, any reductions or limitations and the terms under which the coverage may be continued in force. Copies of the certificate are available from the university, or may be viewed and downloaded at UHC’s website.
The policy is a nonrenewable, one-year term policy.
Information regarding plan benefits
Information regarding policy exclusions and limitations (PDF)
If you have any questions concerning insurance benefits, enrollment, deductibles, claims, etc., please contact UHC Customer Service at 866-346-4826 or email.
This requires enrollment in the Student Health Plan. You will need to enroll in dependent coverage via your UHCSR MyAccount. Please carefully review instructions on how to create your My UHC account and make sure you use your WashU email account or the system will not recognize you and your attempt to create the account will fail. This option must be completed prior to 9/5.
This requires enrollment in the Student Health Plan. Optional dental and vision plans are available for purchase.
Payment for the Student Health Plan will be added to student accounts. Payments for additional coverage will be made to United Healthcare directly, not to Washington University.
Students may choose to waive out of the plan via WebSTAC.
Students who wish to waive out of coverage, or enroll eligible dependents must do so prior to September 5 for the Fall waiver, and February 12 for the Spring waiver. No exceptions will be made to these deadlines.
Washington University in St. Louis assesses a student health and wellness fee to all full-time, degree-seeking students on the Danforth Campus. The fee is billed to the student’s account each semester. This fee covers a membership to the Sumers Recreation Center, health education/prevention efforts, and other benefits including no cost counseling visits.
See a list of all student fees on the Student Financial Services website.