Student Health Insurance Plan Information

A Guide for Students (PDF)

Washington University in St. Louis is pleased to offer an Injury and Sickness Insurance Plan underwritten by United Healthcare Insurance Company. This plan will go into effect 8/1 and end 7/31.

All enrolled domestic degree-seeking undergraduate students in the day program and full-time graduate students on the Danforth Campus are automatically enrolled in the basic student health insurance plan unless proof of comparable coverage is provided.

All international students are required to participate in the basic plan on a mandatory basis unless there is proof of U.S. insurance through a U.S. employer via an employee parent or spouse/partner.

If you are needing access to your student health insurance information prior to 9/5, or you are needing to add dental/vision, or enroll dependents, you will need to opt in to the student health insurance here after the open enrollment date of 8/1.

The premium for 2023-2024 plan is $2,500. Please review the information below for coverage details.

Please email any questions.

Detailed information and brochures about the student health insurance plan can be found on the United Healthcare website​.

Enroll in the student health plan

United Healthcare MyAccount flyer (PDF)

Highlights for the Student Health Insurance Policy 2023-24

Please read the certificate of coverage to determine whether this plan is right for you before you enroll. The certificate of coverage provides details of the coverage including costs, benefits, exclusions, any reductions or limitations and the terms under which the coverage may be continued in force. Copies of the certificate are available from the university, or may be viewed and downloaded at UHC’s website.

The policy is a nonrenewable, one-year term policy.

Information regarding plan benefits

Information regarding policy exclusions and limitations (PDF)

If you have any questions concerning insurance benefits, enrollment, deductibles, claims, etc., please contact UHC Customer Service at 866-346-4826 or email.

UHC Provider List

Dependent Coverage

This requires enrollment in the Student Health Plan. You will need to enroll in dependent coverage via your UHCSR MyAccount. Please carefully review instructions on how to create your My UHC account and make sure you use your WashU email account or the system will not recognize you and your attempt to create the account will fail.​​​​​ This option must be completed prior to 9/5.

Dental/Vision Coverage

This requires enrollment in the Student Health Plan. Optional dental and vision plans are available for purchase.


Payment for the Student Health Plan will be added to student accounts. Payments for additional coverage will be made to United Healthcare directly, not to Washington University.

Waiving Coverage

Students may choose to waive out of the plan via WebSTAC.

Students who wish to waive out of coverage, or enroll eligible dependents must do so prior to September 5 for the Fall waiver, and February 12 for the Spring waiver. No exceptions will be made to these deadlines.

Student Health & Wellness Fee

Washington University in St. Louis assesses a student health and wellness fee to all full-time, degree-seeking students on the Danforth Campus. The fee is billed to the student’s account each semester. This fee covers a membership to the Sumers Recreation Center, health education/prevention efforts, and other benefits including no cost counseling visits.

See a list of all student fees on the Student Financial Services website.